CURA DEBT REVIEW A HELPFUL GUIDE TO REDUCING YOUR DEBT

 

Pros / CuraDebt offers both debt consolidation and debt management services and has been around for 19 years.

Cons / They charge an account maintenance fee, many other companies do not charge this type of fee.

Verdict / CuraDebt is a respectable consolidation company that does not try to mislead consumers.  Based on customer reviews and numerous    awards, CuraDebt has a well-deserved, solid reputation that is a great choice for debt consolidation.

 

CuraDebt offers debt management and debt consolidation services to their many clients.   Established in 2000, CuraDebt has almost two decades of solid debt consolidation expertise.  This is the type of company that I truly admire, but it pains me that so many people in today’s society continue to succumb to the cyclical pitfalls of financial trouble.

Established in 2000, CuraDebt has almost two decades of solid debt consolidation expertise.

 

CuraDebt can provide you with options for debt relief in different areas like settlement, negotiation, consolidation and tax debt relief. They have a wonderful rating with numerous accreditation services, such as at AFCC and IAPDA.  CuraDebt has very few complaints which helped establish Cura Debt as a trustworthy company.  They also are rated number one with Top Consumer Reviews for Tax Debt Relief.  To top it all off, CuraDebt’s 800 + Five Star Reviews listed on Customer Lobby have ensured a dependable, solid reputation.

People often have a difficult time reaching out for help, let alone turning to a debt consolidation company.

 

People often have a difficult time reaching out for help, let alone turning to a debt consolidation company.  In my own personal experience, I was $175,000 in debt with an astounding $45,000 of that owed to the tax department.  This was a very challenging time in my life, to say the least.  I have since turned things around and have found my way to financial freedom.  Turning to a company like this can be a game-changer, and for many, a journey to a new life without debt.

 

 

The first step to financial freedom is by taking responsibility for your own actions and simply filling out their online consultation form.  It is free, and there is absolutely no obligation. Once you fill out the form you will get a call from one of their highly skilled and trustworthy representatives.  Again, this consultation is free and will help assess your situation and debt problems.  Why not reach out for help?  What can it hurt?

 

 

At the moment, to qualify for CuraDebt’s bill consolidation program, you need at least $7,500 in US unsecured debts. However, this number may vary depending on where you live and what type of debts you have. Qualifying debts include medical bills, credit card debt and other lines of credit. Other types of unsecured debts may not be eligible though, such as payday loans consolidation or student loan consolidation. On average, Cura Debt saves clients around 30 to 50 percent of their debt, and charges 20 percent in fees, which you pay when CuraDebt successfully negotiates your debts.

Accumulating a high amount of debt usually creeps up over the years.  For most people, it didn’t happen overnight.  Taking control of your financial problems will take some time to rectify, however doing so in a strategic and tactical manner will be a decision you won’t regret.  Usually, debt consolidation programs take anywhere from 24 to 48 months. CuraDebt falls well within this industry standard. While this may seem long, good programs take time, and you should be wary of anyone who promises you a quick fix to your financial situation. As you know if it sounds too good to be true it normally is.

 

Taking control of your financial problems will take some time to rectify.

 

During your debt consolidation service, a debt negotiator will work with your creditors to achieve better rates while you put money away into a savings account.  This is a crucial step because it is critical for people to know, especially those who have suffered financial hardships and made countless mistakes that PAYING YOURSELF FIRST is the absolute best way to overcome your financial problems.  If you can achieve this, and make it a best practice, then you are are in the top one percent of the thinking of the rich.  Taking care of this basic need does not mean you don’t care about other people, on the contrary, it will help you become a better person by caring about your own needs first so you can then help your family and friends.  The money that you set aside in this account will then go to paying your creditors.

I started educating myself on the basics of money and finance, and over the years I have developed a strong understanding of how to navigate various financial situations.  I learned that finding a good deal either takes a long time and/or costs a lot of money.  This is why I search for companies that can help people who don’t understand finance the way I do or simply don’t have the time or capacity to negotiate their way out of debt.  My passion for helping people with their financial woes have led me to discover CuraDebt and all that it offers.

I started educating myself on the basics of money and finance, and over the years I have developed a strong understanding of how to navigate various financial situations.

As I reviewed CuraDebt’s website, I found it to be confusing and a bit basic.  For example, many of the links lead you back to a consultation form without a way to get back to the main site, forcing you to click the back button to navigate the site.  Aside from navigation issues, the site has valuable information about debt consolidation and the different options you have for debt management.  Even if they are not the best solutions, CuraDebt’s website gives a thorough explanation on such topics as “do nothing” or the dreaded bankruptcy options.  The bottom line is that the best way for CuraDebt to help you out is by taking that very first step and filling out their online survey.  This is quick and easy and will give you an idea of what they can offer.  This, coupled with their skilled representatives, will surely put you on the path to financial freedom!

To finalise my review, I highly recommend for you to visit their visit the blog for more information and up-to-date financial management tips. 

 

Reviews from customer lobby